How Do I Know If My Identity Has Been Stolen – Identity Theft This presentation is about identity theft. What do you know about identity theft? Do you know who did it?
Presentation on theme: “Identity Theft This presentation is about Identity Theft. What do you know about Identity Theft? Do you know who it is?” – Transcript of the presentation:
How Do I Know If My Identity Has Been Stolen
1 Identity Theft This presentation is about identity theft. What do you know about identity theft? Do you know an identity thief?
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2 What is identity theft? Identity theft is a serious crime. Identity theft occurs when someone uses information about you without your permission. You can use: Name and address Credit card or bank account numbers Social security number Health insurance account numbers Identity theft is a crime! It occurs when an individual’s personal information is obtained and used in a false manner, which involves fraud or deception. Identity theft can involve using your name and address, credit card or bank account numbers, health insurance numbers, and most commonly your social security number. Keep in mind that this is not false personal information.
You are responsible for what the thief does when using your personal information. You may have to pay for a stolen purchase. This also applies if you do not know the fees. How can that be? A thief can obtain a credit card in your name. He changes the address. The bills go to him, but he never pays. That means the credit card company thinks you’re not paying. This damages your credit score. It is important to be aware of identity theft. If you misuse personal information, you are ultimately responsible for what the thief does. If a thief buys something with your account, you may have to pay for the purchase. Even if you don’t know anything about the fees, this is still true. This could be a scenario where a thief gets a credit card with your name on it and changes the address. Payments are then sent to the new address, but the thief does not pay for the papers sent. This means that the credit card company thinks you are ignoring the fees that hurt your credit score.
A thief can use your name and information to: buy things with your credit cards, get new credit cards, open a phone, electric, or gas bill, steal a tax refund, get medical help, or identify themselves when you get arrested. A thief can damage your credit or your money not just delivery. They can buy things with your credit cards, get new credit cards, open various accounts, steal tax returns, get medical care, and even impersonate you if arrested. This is why it is so important to be aware of identity theft.
A thief can get your personal information in person or online. There are several ways thieves can steal a person’s identity. Could be a thief: they can steal your mail or trash to get your bank account numbers or social security number. Trick you into sending personal information. Steal your bank account numbers from a store or doctor’s office. Steal your wallet or purse to get personal information. Years ago, people thought that if your wallet or belongings were stolen, an identity could be a thief. Today it can be in this form, and it can also be online and using technology. Here are some common methods of identity theft. Others can steal your mail or sift through your trash for personal information like bank account numbers and social security numbers. People can also send spam tricking you into sending personal information. Someone trying to steal another person’s identity can obtain license plates from a store or even a doctor’s office. This can happen very often when someone steals your wallet or purse to get personal information.
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Sometimes you can tell if someone is stealing your identity. Read your bills. Do you see charges for things you didn’t buy? View your bank account. Is there money you don’t make? Are there any changes that you didn’t expect? Check your letter. Have you stopped paying? Or did you get a new bill that you didn’t know about? Get your credit report. Do you have accounts or other information you don’t know? So you may be wondering how do you know if your identity has been stolen. Well, here are a few ways to warn that your identity may have been stolen. You should always read the charges to ensure you are not being charged for items you did not purchase or order. It is very important that you always keep an eye on your bank statement and are aware of any charges on your account. Check your email as regularly as possible. Stay up to date on your account and other important mailings. Have you stopped paying or received a new bill you didn’t know about? You should check your credit report at least once a year. After you receive your credit report, you should review it carefully and make sure you are familiar with all of the accounts and information listed.
7 What is a credit report? Your credit report is a summary of your credit history. This list: Your name, your address, your social security number, your credit cards, your loans, how much you owe, whether you pay your bills on time or late when you apply for a loan, all of the information on your credit report should relate to you. Get a copy of your credit report. Make sure you recognize the information there. If not, you should try to fix it. Major Credit Bureaus: Experian, TransUnion, and Equifax A credit report is a summary of your credit history. This includes your name, address, social security number, date of birth, and employment information. This has no influence on the recording, but is only for your recognition. Your credit card accounts are listed with opening date, credit limit or credit amount, account balance and payment history. Any credit you have will also be listed on your credit report. This can be car loans, school loans or mortgage loans. Your credit report shows how much you owe on your credit accounts and loans. The due date for this is also stated on the credit report. An interesting thing about a credit report that many people don’t know is the credit report. When you apply for a loan, you give the lender permission to request a copy of your credit report. This is how a request appears on your credit report. The inquiry section contains a list of everyone who has been on your credit report in the last two years. When you look at your credit report, you need to make sure that all of the information relates to you. If you don’t recognize all the information, you should act immediately. There are three main credit reports. They are Experian, TransUnion and Equifax. These agencies collect your credit history and ultimately your credit report. These companies are all for-profit private companies and do not share any information with each other.
In business: always check your wallet. Be careful with credit or debit cards. Do not share your PIN number with anyone. Hide your PIN when entering it on any device. There are many steps you can take to protect your identity. Always check your wallet or purse when shopping or in public. This reduces the risk of your personal information being stolen. Always be careful with your credit and debit cards. Keep them in a safe place and be vigilant when shopping with them. Never give out your PIN number.
At home: Keep financial records and social security cards in a safe place, preferably not in your wallet or purse. Any scraps of paper containing your personal or medical information. Get your mail out of your inbox faster. At home, keep financial records, social security information, and medical information in a safe place. Many people choose to keep these documents in a safe or locker. It would be wise to invest in a paper shredder or service for any personal or medical information you wish to get rid of. To reduce the chance of your mail being stolen, you should do this
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